The Insurer Will Be Deemed to Have Waived Compliance with the Duty

question 26

Multiple Choice

The insurer will be deemed to have waived compliance with the duty of disclosure in a contract of insurance if before the contract is entered it does not:

• A)Request that the insured disclose information relevant to the insurer's decision to accept the risk.
• B)Verbally notify the insured of the consequences of a breach of the duty.
• C)Provide a cover note of insurance.
• D)Arrange for an insurance agent to explain to the insured their duties under the insurance contract.

---

Definitions:

Disadvantaged Racial Minorities

Racial or ethnic groups that have historically faced social, economic, and political disadvantages and discrimination.

Petrochemical Plants

Industrial facilities engaged in the production of chemicals and derivatives primarily from petroleum and natural gas.

Cancer Alley

A colloquial name for an area along the Mississippi River between Baton Rouge and New Orleans, known for a high concentration of industrial plants and associated with elevated cancer rates among its population.

Science and Technology

Fields of study and application that involve the systematic study of the natural world through observation and experiment, and the application of scientific knowledge for practical purposes.