If an Insured Has Fully Insured the Property with Two

question 14

Multiple Choice

If an insured has fully insured the property with two different insurers:

• A)The insurer with which the policy was first taken out must cover the claim.
• B)The insurer with which the policy was last taken out must cover the claim.
• C)The insurer must make an election as to which insurer to bring the claim with and that insurer can seek a pro rata contribution from the other insurer.
• D)The insured can recover the full amount of the loss from both insurers.

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Definitions:

Prescriptions

Written orders from a healthcare professional that authorize a patient to be issued a medicine or treatment.

Pending Files

Documents or records awaiting processing, approval, or completion.

Clinical Capacity

The ability of a healthcare facility to provide patient care services, including space, equipment, and staff levels, ensuring effective patient treatment and safety.

Tasks

Specific pieces of work to be accomplished, such as duties or assignments.