Which of the following is NOT true according to this perceptual map? 
Definitions:
Present Value
The current worth of a future sum of money or cash flows, given a specified rate of return.
Interest Rate
The percentage of a sum of money charged for its use, indicating the cost of borrowing or the return on savings.
Present Value
The current financial value of a future financial sum or sequences of payments, assessed with a predefined rate of earnings.
Interest Rate
The cost of borrowing money or the return on savings, typically expressed as a percentage of the principal amount per year.
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