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Verifying your identity with this option is sometimes referred to as Over the Phone (OTP) .
Polarization
In psychology, the process by which an individual's opinions or attitudes become more extreme, often influenced by group dynamics.
Cautious Decisions
Decisions made with careful consideration of potential risks and consequences to minimize the likelihood of adverse outcomes.
Group Polarization
Group polarization describes the phenomenon where a group's prevailing attitudes or beliefs become more extreme after group discussions or interactions.
Bystander Effect
This refers to the social psychology concept where the presence of bystanders reduces the probability of someone stepping forward to aid a person in need.
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