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Increasing population density on marginal lands in rural areas has resulted in desertification, which reduces the ability of the land to sustain the population.
Risk
The potential for loss, damage, or any other undesirable outcome, often associated with decisions or activities.
Premium
An additional amount paid for a service or product, or the level of coverage or benefits in an insurance policy.
Insured
A person or entity covered under an insurance policy to protect against certain risks or losses.
Insurer
A company or entity that provides insurance coverage to individuals, businesses, or other entities against financial loss or damage.
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