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In certain industries,such as apparel e-retailing,returns can amount to as much as 40 percent of sales volume.
Insurance Agent
a professional who sells, solicits, or negotiates insurance policies on behalf of an insurance company to clients.
Bearer Instruments
Financial documents that entitle the holder or bearer to a sum of money or value stated on the document, without requiring ownership registration.
Indorsement
An act of signing a document, often found on the back of a check, to transfer rights or to authenticate.
Negotiating
The process of discussing and arriving at a mutual agreement between parties with differing needs or viewpoints.
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