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A code of ethics:
Disposable Income
Post-income tax financial reserves set aside for households to utilize in spending and saving.
Credit Availability
The simplicity of securing loans and different types of credit for individuals and companies from finance companies.
Consumer Durable
Long-lasting goods purchased by consumers that are not consumed quickly and provide utility over time, such as appliances and vehicles.
Consumer Nondurable
Goods that are consumed quickly and must be purchased regularly, such as food, beverages, and toiletries.
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