An observer in the Northern Hemisphere takes a time exposure photograph of the night sky.If the illustration depicts the photograph taken by the observer,which direction was the camera pointing? 
Definitions:
Balloon Payment
A large, one-time payment due at the end of a loan term, after a series of lower regular payments.
Equal Monthly Payments
Equal monthly payments refer to the uniform payment amount made in each period, often seen with loans like mortgages, where principal and interest are paid off over time.
Nominal Annual Rate
The interest rate stated on a loan or financial product, not adjusting for inflation or the compounding of interest within that year.
Expected Annual
Refers to the anticipated yearly financial performance or returns, often used in the context of earnings, returns, or income.
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