After New HUD Guidelines Were Issued in 1999, Freddie Mac

question 149

Multiple Choice

After new HUD guidelines were issued in 1999, Freddie Mac and Fannie Mae

• A) extended fewer loans to borrowers making a down payment of 5 percent or less.
• B) extended more loans to borrowers making a down payment of 5 percent or less.
• C) extended new loans only to borrowers making a down payment of at least 20 percent.
• D) refused to extend new loans without full verification that the borrower had prime credit status.

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Definitions:

Dissociation

A mental process of disconnecting from one’s thoughts, feelings, memories, or sense of identity.

Role-Playing

A method of learning or behavior change that involves acting out a role, possibly as oneself or as another person.

Divided-Consciousness

A theory suggesting that during hypnosis, the consciousness is split; one part responds to the hypnotist's suggestions, while another part, a "hidden observer", remains aware of reality.

Paradoxical Behavior

Actions that appear contradictory to the expected behavior or outcome.