Which of the Following Was a Contributing Factor to the Rising

question 85

Multiple Choice

Which of the following was a contributing factor to the rising default and foreclosure rates beginning in the latter half of 2006?

• A) The increasing share of 30-year, fixed rate loans as a share of outstanding mortgages.
• B) The rigid standards of rating agencies, such as Moody's and Standard and Poors, which limited the development of mortgage-backed securities.
• C) The price-stability policies of the Federal Reserve during 1998-2008.
• D) The erosion of lending standards during the preceding decade.

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Definitions:

Incorporating Theory

The process of including and integrating established theories into new or existing frameworks or models to enhance explanation, prediction, or understanding.

Design of Interventions

Refers to the systematic process of developing strategies or programs intended to address specific problems or conditions, often used in public health, education, or psychology.

Program Logic Model

A systematic and visual way to present and share the understanding of the relationships among the resources, activities, outputs, and anticipated outcomes of a program.

Evaluation of Intervention

The process of assessing the effectiveness and impact of strategies designed to bring about change in a specific situation or behavior.