Which of the Following Was an Underlying Cause of the Economic

question 102

Multiple Choice

Which of the following was an underlying cause of the economic crisis of 2008?

• A) A failure of government to impose regulations on Fannie Mae, Freddie Mac, and other mortgage lenders.
• B) The imposition of government regulations on Fannie Mae, Freddie Mac, and other lending institutions that eroded the conventional lending standards in place prior to the mid-1990s.
• C) Greedy mortgage lenders who extended risky loans to sub-prime borrowers even though the regulators were trying to limit these loans.
• D) Federal housing regulations that made it difficult for Fannie Mae, Freddie Mac, and other lending institutions to obtain sufficient loanable funds for the finance of housing construction.

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