Worry, Anxiety, and Fear Are Different Constructs

question 53

Multiple Choice

Worry, anxiety, and fear are different constructs. Which of the following is FALSE regarding worry, anxiety, and fear?

• A) Fear is a largely cognitive concept referring to concerns about future threat.
• B) Anxiety is an emotional state that occurs as a threatening situation draws close.
• C) Worry helps people prepare for future events and solve problems.
• D) Fear that is very intense and severe is panic.

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Definitions:

Collateral

An asset that a borrower offers a lender to secure a loan. If the borrower fails to repay the loan, the lender may seize the collateral.

Oral Agreement

A verbal contract in which the terms have been agreed upon through spoken communication, as opposed to written, but is still legally binding in some cases.

Perfection

In legal finance, the process of securing an interest in collateral, ensuring a lender's rights are prioritized over others in the event of borrower default.

Attachment

The legal process of seizing a defendant's property to ensure satisfaction of a judgment.