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Describe the difference between ethics and laws.
Present Value
A financial concept that calculates the current worth of a future sum of money or stream of cash flows given a specified rate of return.
Future Salary Levels
Projected or anticipated salaries for employees, taking into account factors such as inflation, promotion prospects, and market trends.
Defined Contribution Plans
A type of retirement plan where the employer, employee, or both make contributions on a regular basis, but future benefits are based on the amount contributed and the performance of the investment options chosen by the participant.
Cash
A form of liquid asset that represents money in physical form, such as banknotes and coins.
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