Please refer to the following art to answer the following questions. 
-Which person is shifting from an unhealthy category to a healthy category?
Definitions:
Deferred Annuity
An insurance contract that delays payments of income, installments or a lump sum until the investor elects to receive them.
Permanent Pension
A pension that is paid throughout the lifetime of the beneficiary, often until death.
Compounded Monthly
Interest calculation method where interest is added to the principal on a monthly basis, leading to interest on interest in subsequent months.
Monthly Investments
Regular investments made on a monthly basis, often part of a savings or investment strategy.
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