The Following Information Provides Insight to a Lender About the Applicant's

question 29

Multiple Choice

The following information provides insight to a lender about the applicant's creditworthiness except

• A)personal/family matters
• B)housing
• C)employment
• D)income
• E)all of the above provide insight

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Definitions:

Strikes

Work stoppages initiated by employees as a form of protest, typically to demand better working conditions, wages, or benefits from their employer.

Lockouts

A situation in labor relations where an employer prevents employees from entering the workplace, usually during a dispute.

Closed Shop

A place of employment where hiring is restricted to individuals who are members of a particular labor union.

Right-to-Work Laws

Legislation that prohibits union security agreements between companies and workers' unions, allowing individuals to work without the requirement to join the union or pay dues.