____ Can Be Both an Advantage and a Disadvantage of Universal

question 69

Multiple Choice

____ can be both an advantage and a disadvantage of universal life insurance.

• A) Flexible premiums
• B) Tax features
• C) High returns
• D) Unbundling
• E) fixed returns

---

Definitions:

Nitrofurantoin

An antibiotic medication used to treat and prevent urinary tract infections by inhibiting bacterial growth.

Room Warm

Maintaining an environmental temperature in a room that feels comfortably warm for the occupants.

Stomach Sleeping

The practice of resting or lying down with the abdomen facing downward, often discouraged for infants due to the risk of Sudden Infant Death Syndrome (SIDS).

Baby Nap

A short period of sleep taken by infants or very young children during the day to help meet their need for more sleep than adults.