A "Coordination of Benefits" Provision in a Health Insurance Policy

question 72

Multiple Choice

A "coordination of benefits" provision in a health insurance policy provides which of the following benefits?

• A) Allows the policy holder to be double-covered for the same loss.
• B) Provides broader coverage than a policy without such provision.
• C) Often results in lower cost insurance premiums.
• D) Drops pre-existing conditions clauses from a policy.
• E) All of the above

Interpret caution signals and adjust sales presentation techniques to maintain buyer interest.

Utilize knowledge of personal space zones to enhance communication with prospects.

Acknowledge the impact of personal appearance and attire in a professional sales environment.

Apply empathy and probing as tools for understanding and responding to buyer needs.

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Definitions:

Metallic Conduit

A protective metal tube used to house and protect electrical wires and cables providing a path for electrical wiring installations.

Derated

The process of operating a device below its rated maximum capability in order to prolong its life or ensure safety under certain conditions.

Raceway

An enclosed conduit that forms a physical pathway for electrical wiring, protecting wires and cables from damage and interference.

Ampacity

The maximum amount of electric current a conductor or device can carry before sustaining immediate or progressive deterioration.