Suppose Janet,a Skilled Neuro-Surgeon,became Unable to Perform Surgery Because of Severe

question 132

Multiple Choice

Suppose Janet,a skilled neuro-surgeon,became unable to perform surgery because of severe arthritis.Which of the following is NOT true?

• A) If Janet has a disability policy with an "own occupation" definition of disability,she will probably collect some benefits.
• B) If the policy contains an "own occupation" definition of disability,the insurer will provide coverage only if Janet would not be able to perform another type of job such as teaching or consulting.
• C) If the policy contains an "any occupation for which reasonable suited" definition of disability,the insurer will attempt to determine if there is another job for which Janet is suited and is still able to perform.
• D) A policy with an "own occupation" definition is generally more expensive than a policy with an "any occupation for which reasonable suited" definition of disability.

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Definitions:

Reading Others

The ability to understand and interpret other people's emotions, intentions, and non-verbal cues.

Market Analyst

A professional who studies market conditions to assess the potential sales of a product or service.

South East Asia

A subregion of Asia, consisting of the countries that are geographically south of China, east of India, west of Papua New Guinea, and north of Australia.

Ingratiation

A psychological technique where an individual attempts to become more likable to their target, often through flattery or other forms of manipulation.