Your Auto Liability Insurance Shows Policy Limits of $100,000/$300,000

question 105

Multiple Choice

Your auto liability insurance shows policy limits of $100,000/$300,000.This means

• A) $100,000 would be paid to the people in your automobile and the $300,000 to passengers in the other car.
• B) $100,000 is the limit per individual with $300,000 divided equally between the remaining passengers.
• C) $100,000 limit per individual with a $300,000 limit per accident.
• D) $100,000 limit per individual with $300,000 being paid to the driver of the other car.
• E) none of the above.

---

Definitions:

Overgeneralization

A cognitive distortion where an individual draws a general rule or conclusion based on a single or limited number of events.

REBT

Rational Emotive Behavior Therapy, a form of psychotherapy that helps individuals identify irrational beliefs and patterns of thinking to develop healthier emotional responses and behaviors.

ABC Model

A cognitive-behavioral approach suggesting that it is not merely events that cause an individual distress, but rather the beliefs about those events.

Irrational Beliefs

False or unrealistic thoughts that can lead to emotional distress and behavioral problems.