The Failure by an Applicant to Disclose Material Facts That

question 75

Multiple Choice

The failure by an applicant to disclose material facts that an insurer does not know but has a right to know is called:

• A) misrepresentation.
• B) concealment.
• C) waiver.
• D) fidelity.

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Definitions:

Abusive Husband

A spouse who engages in behavior that is physically, emotionally, or psychologically harmful to their partner.

Attention-Deficit/Hyperactivity Disorder

A neurodevelopmental disorder characterized by a pattern of inattention and/or hyperactivity-impulsivity that interferes with functioning or development.

Personality Disorder

A mental condition marked by persistent unhealthy patterns of thinking, behaving, and feeling that are displayed in various situations and differ from what is considered normal by the person's cultural standards.

Depression

A condition of mental health defined by an ongoing state of depression or a decrease in pleasure in activities, significantly affecting daily activities.