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Over the long run, shares have provided investors with annual returns of around
IQ
Short for Intelligence Quotient, a score derived from standardized tests designed to measure human intelligence.
Older Adults
Individuals who are in the later stage of their life, often considered to be age 65 and older.
Younger Adults
Individuals in an age group that typically ranges from late adolescence to early middle adulthood, often characterized by transitions in education, career, and personal life.
Charles Spearman
A British psychologist known for his work in statistics and intelligence, notably for his theory that human intelligence is largely governed by a general intelligence factor, g.
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