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What are some of the problems with centralization?
Tax-Free Amount
The portion of income or a financial distribution that is not subject to taxation by authorities.
Roth IRA
An individual retirement account allowing post-tax contributions with the benefit of tax-free withdrawals under certain conditions.
Withdrawal Requirements
Mandatory rules governing the minimum amounts that must be withdrawn from retirement accounts after reaching a certain age.
Taxable
Describes income or transactions subject to taxation under federal, state, or local laws.
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