Why Do People with Phobias Continue to Avoid the Thing

question 13

Multiple Choice

Why do people with phobias continue to avoid the thing they fear?

• A) They are cognitively unable to make any other decision due to their disorder.
• B) Avoidance is reinforced by anxiety reduction.
• C) There is something wrong with their flight-fight system.
• D) Their low self-esteem causes them to choose not to fight their fear.

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Definitions:

Lemons

A term that describes a product of significantly lower quality than what has been claimed, especially in the context of used vehicles.

Moral Hazard

Arises when one party to a contract changes behavior in response to that contract and thus passes on the costs of that behavior change to the other party.

Driving Precautions

Safety measures and best practices followed to prevent accidents and ensure the well-being of all road users while operating a vehicle.

Adverse Selection

A situation in which asymmetric information results in high-risk individuals being more likely than low-risk individuals to acquire insurance or another financial product, leading to market inefficiency.