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Inflection points often occur where the graph of a function is increasing most rapidly.
Federal Minimum Wage
The lowest hourly wage that employers can legally pay their workers as mandated by the U.S. federal government.
Redlining
Discriminatory practice by banks or other financial institutions of denying or limiting financial services to certain neighborhoods based on racial or ethnic composition.
Minority Neighborhoods
Urban areas predominantly inhabited by members of racial or ethnic minority groups, often shaped by historical, social, and economic factors.
Mortgages
Loans specifically provided for the purchase of property or real estate, where the property itself is used as collateral for the loan.
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