The Comprehensive Omnibus Budget Reconciliation Act

question 24

Multiple Choice

The Comprehensive Omnibus Budget Reconciliation Act .

• A)limits the ability of health plans to set annual or lifetime maximums on mental and nervous disorder benefits
• B)requires that most private employers continue to make health benefits available to terminated or retired employees and their families for a period of time
• C)sets minimum requirements for protecting individuals' health-care data accessibility and confidentiality
• D)requires employers to treat women affected by pregnancy, childbirth, or related medical conditions the same as any employee not able to work, with respect to all benefits, including sick leave and disability benefits, health and medical insurance
• E)prohibits an employer's health plan from using incentives to encourage employees to leave the hospital after childbirth after less than the legislatively-determined minimum stay

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Definitions:

Interest Rate

The percentage of principal charged by the lender for the use of its money or the rate earned on investments.

Loan

A sum of money that is borrowed, often from a financial institution, which is expected to be paid back with interest.

Annual Interest Rate

The percentage increase in money that borrowers pay lenders over a year, typically applied to loans and savings.

Interest

The charge for borrowing money or the return for lending money, expressed as a percentage of the loan amount.