One of the Major Employer Advantages in Contracting with Health

question 59

Multiple Choice

One of the major employer advantages in contracting with health maintenance organizations (HMO's) to deliver employee health care is:

• A)employees have greater choice in selecting a physician.
• B)the employer receives copies of all employee medical records.
• C)premiums remain stable for a five-year period.
• D)reduced costs.

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Definitions:

Trojan Horse

A type of malicious software that disguises itself as legitimate software to gain access to a computer system for illicit purposes.

Pretexting

A form of social engineering where an attacker creates a fabricated scenario to deceive someone into divulging information or granting access to systems.

Cookie

A small text file that some websites automatically store on a client computer’s hard drive when a user visits the site.

Botnet

A network of infected computers, called bots, controlled by a malicious actor without the knowledge of the owners, used for cyber attacks or spamming.