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_________is a function of how much decision- making authority is pushed down to lower levels in the organization.
Identity Theft
The act of stealing another’s identifying information—such as a name, date of birth, or Social Security number—and using that information to access the victim’s financial resources.
Cyber Fraud
Fraud that involves the online theft of credit-card information, banking details, and other information for criminal use.
Unauthorized
Acting or being present without official permission or approval.
Merchandise
Goods that are bought, sold, or traded in the retail environment.
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