Examlex
What two factors are most responsible for the decline in worldwide biodiversity?
Homeowner's Policy
An insurance policy that provides coverage for damages to a homeowner's property, including structures and contents, and often liability for accidents.
Real Property
Land and anything permanently attached to it, such as buildings and fixtures, considered a form of real estate.
Personal Property
Items owned by an individual or entity that are movable and not fixed to real estate, such as furniture, vehicles, and electronics.
Peril
A particular hazard or reason for loss that an insurance policy protects against, for example, fire, theft, or acts of nature.
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