In Which One of the Following Would Joe Be Able

question 2

Multiple Choice

In which one of the following would Joe be able to collect the entire amount of insurance claimed?

• A) Joe insured his law partner's life for $500,000 and the amount he actually lost when the partner died was only $100,000. Joe claims $500,000.
• B) Joe's house suffers $20,000 damage, and he only had it insured for $100,000, when the actual value was over $250,000. Joe claims $20,000.
• C) Joe owns a one-half interest in a house valued at $100,000 that is completely destroyed in a fire. The house is insured for that amount and Joe makes a claim for $100,000.
• D) Joe insured the club house of a Hell's Angels motorcycle club located in the next block for $75,000; the house is valued at about that amount. The club house is subsequently destroyed in a fire. Joe claims $75,000.
• E) Joe took out a life insurance policy on his wife for $500,000, and shortly thereafter, during a fight when he was in a drunken rage, he struck his wife, causing her death. Joe claims $500,000.

---

Definitions:

Lowering Defenses

Strategies or approaches to encourage an individual to be more open, vulnerable, and receptive to feedback, often used in therapy or conflict resolution.

Sarcastic Conversation

A form of verbal exchange where remarks are made that mean the opposite of what they seem to say, often used for humorous or ironic effect.

Interrupting Inappropriately

The action of breaking the flow of conversation or speech in a manner that is considered rude or not suitable to the context.

Prioritize Key Questions

The act of sorting questions by importance or relevance, often to guide decision-making or investigation.