Some Jurisdictions Have Instituted "No Fault" Insurance Programs

question 144

Multiple Choice

Some jurisdictions have instituted "no fault" insurance programs. Which of the following statements is true?

• A) Under common law, if a person is not at fault, damages can always be recovered in tort.
• B) No fault insurance means no compensation for loss.
• C) No fault insurance assumes there is a voluntary assumption of risk.
• D) There is always an assumption of contributory negligence under no fault insurance programs.
• E) Under no fault programs, people are treated the same and compensated for their injuries whether they are at fault or not.

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Definitions:

External Events

Occurrences or situations originating outside an individual or system that can have significant effects on behavior or outcomes.

Internal Sensations

The perception of bodily functions, including pain, hunger, thirst, and the internal states of the body.

Adequate Sleep

The sufficient amount of sleep required for optimal health and functioning, varying by age and individual needs.

Circadian Rhythm

The internal process that regulates the sleep-wake cycle and repeats roughly every 24 hours.