Joe Entered a Store and Approached a Display of China

question 68

Multiple Choice

Joe entered a store and approached a display of china. He was examining an extremely valuable vase and carelessly dropped it, destroying it. Which of the following is correct with respect to his liability?

• A) If the store has insurance coverage, the insurance will cover his careless conduct and he doesn't have to worry about anything.
• B) If the store has insurance coverage, the insurance will pay the store for the loss but may pursue Joe for repayment by suing him for negligence.
• C) Joe cannot be sued for the loss because Joe is not a party to the insurance contract.
• D) If the store does not have insurance coverage, they should have and so Joe has no responsibility in these circumstances.
• E) Joe is responsible only if the store has no insurance coverage.

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Definitions:

Psychological Disorders

Mental disorders characterized by patterns of thought, feeling, or behavior that are significantly distressing, disruptive, or harmful to oneself or to others.

B. F. Skinner

An influential American psychologist known for his work in behaviorism, specifically the development of the theory of operant conditioning.

Wilhelm Wundt

Often considered the father of modern psychology, he established the first psychology laboratory at the University of Leipzig, marking the separation of psychology from philosophy.

Control Behaviour

Refers to the management or regulation of one's actions or reactions in various situations.