A Researcher Investigating Race and the Likelihood of Getting a Loan

question 104

Multiple Choice

A researcher investigating race and the likelihood of getting a loan sends black, white, and interracial couples, who are part of the research team, to banks to apply for loans. The couples have the same (fake) data on their applications. This project

• A) is an example of content analysis
• B) is a lab experiment
• C) is a field experiment
• D) can't be an experiment, since there are two variables (race and loan success)

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Definitions:

Online Transaction Systems

Digital platforms and methods used for conducting financial transactions over the internet.

Wrongfully Dishonored

Pertains to the improper refusal by a bank to pay a legitimate draft or check presented for payment.

UCC

The Uniform Commercial Code consists of a wide-ranging group of laws that control every aspect of commercial transactions in the United States.

Cut-off Hour

A specific time by which transactions or actions must be completed to be processed on the same day, commonly used in banking.