Joan Scores 65 on an IQ Test but Does Not

question 13

Multiple Choice

Joan scores 65 on an IQ test but does not show deficiencies in adaptive behaviors. Can she be considered intellectually disabled?

• A) Maybe, but she must first show a low IQ after age 18.
• B) Yes, because her IQ score requires such a diagnosis.
• C) No, because her IQ test score is too high.
• D) No, because she does not have deficiencies in adaptive behavior.

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Definitions:

Excess Reserves

Bank reserves that exceed the required minimum amount that financial institutions must hold in reserve against deposit liabilities.

Required Reserves

The minimum amount of reserves that a bank must hold as dictated by central banking regulations, typically a percentage of deposits.

Interest

The cost of borrowing money, typically expressed as a percentage of the amount borrowed, that lenders charge borrowers for the use of their funds.

Federal Reserve

The central banking system of the United States, responsible for setting monetary policy, regulating banks, maintaining financial stability, and providing banking services.