Examlex
The Office of Thrift Supervision (OTS) replaced the _______ as the primary federal thrift regulator in 1989.
Economies of Scale
Cost advantages obtained due to the scale of operation, with cost per unit of output generally decreasing with increasing scale.
Side Agreement
A supplemental agreement made in addition to a primary contract or treaty, often outlining specific provisions not covered in the main document.
Union Representation
The act of a labor union acting as an intermediary between its members and their employer, negotiating terms of employment and advocating for workers' rights.
Minimum Wages
The lowest legal salary that employers can pay their workers; it's set by government laws to ensure a basic standard of living.
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