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The major determinant of the bond ratings assigned by Moody's, Standard and Poor, or Fitch is
Late Adulthood
A life stage typically defined as beginning at the age of 65 and encompassing the final years of life, marked by both physical and cognitive changes.
Friendships
Close bonds between two individuals, marked by feelings of care, respect, and admiration.
Family Relationships
The dynamic interconnections and interactions among family members, including parents, children, siblings, and extended family.
Effective Contraceptives
Birth control methods that significantly reduce the chance of pregnancy, ranging from barrier methods to hormonal and long-acting reversible contraceptives.
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