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What is spoofing?
Settlement Options
The various ways that an insurance policy or financial contract can be paid out to the beneficiary, including lump-sum payments and annuities.
Lump Sum Payment
A single payment made at a particular time, as opposed to multiple payments made over a period.
Present Value
The present fiscal value of a future sum of money or sequence of cash inflows, determined by a specified rate of return.
Perpetuity
A financial instrument or investment that generates a constant stream of cash flows with no end date.
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