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Sally used to live in a small town in Iowa, but she moved to New York City about 10 years ago.When she sends holiday cards to her friends in Iowa, she has trouble remembering their zip codes and can think of only ones in New York.This phenomenon is most likely due to
Federal Reserve Bank
The central banking system of the United States, responsible for setting monetary policy.
Funds Availability
Funds availability is a banking term that refers to the length of time before a deposited check or electronic payment clears and becomes available for withdrawal or use.
UCC
The Uniform Commercial Code represents a detailed collection of statutes that regulate every commercial transaction across the United States.
Electronic Check Presentment
A process that allows financial institutions to exchange digital images of checks instead of physical checks for faster processing.
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