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F+ strains of Escherichia coli
Lend Money
The act of giving money to another party with the expectation that it will be paid back, often with interest, at a later date.
Bank Charters
Legal documents issued by a governmental or regulatory body granting the right to operate as a bank and outlining the specific conditions under which the bank must operate.
Savers
Individuals or entities that set aside a portion of their disposable income, rather than using it for consumption expenditures.
Borrowers
Individuals or entities that take out loans from financial institutions or individuals, agreeing to repay them over time, typically with interest.
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