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Community psychologists have designed prevention programs for a variety of problem behaviors, from aggression and suicide to eating disorders. One general conclusion that can be drawn from these efforts so far is
Cash Cycle
The period between the outlay of cash for raw materials and receiving cash from customer payments, essentially measuring the time it takes for a company to turn its inventory into cash.
Compensating Balance
A minimum account balance that a borrower must maintain in a bank as a condition for obtaining a loan, often used to offset a portion of the bank's lending costs.
Interest Rate
The percentage of an amount of money charged by a lender to a borrower for the use of assets.
Effective Interest Rate
A measure of the real cost of borrowing that takes into account the effect of compounding interest in addition to the nominal rate.
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