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Explain why the atmosphere is heated mostly by radiation from the Earth's surface rather than by direct solar radiation.
Charter Business
A company that operates under a charter, offering specified services or engaging in a particular type of business, often subject to special regulations or privileges.
Secured Loan
A loan backed by collateral, providing the lender a right to claim the asset if the borrower defaults on the loan.
Priority
The order in which rights, obligations, or claims are ranked or considered, often in a legal context.
Default
Failure to fulfill a duty or obligation, typically in the context of financial agreements such as failing to make loan payments.
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