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Forming a hypothesis is the second step in a scientific investigation. This step is derived from two goals of psychology-description and __________.
Lender
An individual, institution, or entity that provides funds to another with the expectation that the funds will be repaid, often with interest.
Utility Function
A mathematical representation that ranks an individual's preferences over a set of goods and services.
Interest Rate
The share of a loan subject to interest charges to the borrower, typically denoted as an annual percentage of the loan's outstanding sum.
Nominal Interest Rate
The stated interest rate on a loan or investment, not adjusted for inflation.
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