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Social-cognitive learning theorists argue that the difference between people and animals is the occurrence of
Credit Needs
The requirement for borrowing funds to finance purchases, investments, or to bridge gaps in cash flow.
Security Needs
The requirement to protect a nation, organization, or individual from various threats, including cyber attacks, terrorism, and theft.
Required Reserve Ratio
The ratio of reserves to deposits that banks are obligated by regulation to hold.
Excess Reserves
Bank reserves exceeding required reserves
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