Examlex
Short-term loans generally are obtained faster than long-term loans because when lenders consider long-term loans they insist on a more thorough evaluation of the borrower's financial health and because the loan agreement is more complex.
Genetic Factors
Elements within an organism's genetic makeup that determine specific traits or behaviors.
Identical Twins
Twins resulting from one fertilized egg, sharing the same genetic material and typically having very similar appearances.
Fraternal Twins
Twins that develop from two different eggs fertilized by two different sperm, making them genetically unique from each other.
Intelligence Tests
Standardized assessments designed to measure cognitive abilities, problem-solving skills, and various aspects of intelligence.
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