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As the overlap between distributions being compared decreases, the effect size:
Holder by Negotiation
Holder by negotiation refers to a person who has obtained possession of a negotiable instrument, such as a check, in a manner consistent with the statute's requirements for transfer, thereby acquiring the right to payment.
Involuntary
Occurring without a person's consent or against their will, often referring to actions or processes not chosen by an individual or group.
For Deposit Only
An endorsement on a check indicating that it can only be deposited into an account, not cashed.
Converted
In legal and financial contexts, this refers to the change of one form of property or asset to another, such as converting bonds to stocks or a commercial building to residential use.
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