A Nondirectional Test Looks in Neither Tail of the Distribution

question 38

True/False

A nondirectional test looks in neither tail of the distribution.

Understand the duty of insurers to investigate claims and the consequences of bad faith denial.

Recognize the defenses an insurance company can use against payment on a policy and the specific conditions under which these defenses are applicable.

Comprehend the factors determining the extent of the insurer's liability in different types of insurance contracts (e.g., life, fire insurance).

Identify the conditions under which an insurance contract can be considered ambiguous, and the principles for resolving such ambiguities.

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Definitions:

Castration Anxiety

A concept in psychoanalytic theory referring to a child's fear of losing their genitalia, believed to play a role in the development of certain complexes and behaviors.

Behaviourism

A psychological approach to understanding abnormal behaviour devised by John B. Watson (1858–1935), which declared that psychology must be restricted to the study of observable features, that is, the behaviour of organisms. Watson considered abnormal functioning to be learned and so believed it could be unlearned. His model for learning was derived from Ivan Pavlov’s (1849–1936) studies of classical conditioning.

Classical Conditioning

A learning process where a neutral stimulus becomes associated with a meaningful stimulus and acquires the capacity to elicit similar responses.

Watson

John B. Watson, an American psychologist who established the psychological school of behaviorism.