The probability distribution for the rate of return on an investment is 
a.What is the probability that the rate of return will be at least 10%?
b.What is the expected rate of return?
c.What is the variance of the rate of return?
Definitions:
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The latest advancements in technology, including innovations in software, hardware, and processes that improve efficiency or solve existing problems.
Change Agent
A person or thing that drives or facilitates transformation within an organization.
Resistance
Opposition to change or the refusal to accept new ideas, practices, or conditions, often driven by fear, misunderstanding, or vested interests.
Organisation Development
A domain dedicated to growing knowledge and efficacy of individuals to achieve improved organizational change and performance through research, theory, and practical application.
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