A 75-Year-Old Woman and Her 9-Year-Old Granddaughter Were Victims of a Train

question 6

Essay

A 75-year-old woman and her 9-year-old granddaughter were victims of a train crash. In both cases, trauma to the chest was sustained. X-rays of the grandmother revealed several fractured ribs, but her granddaughter had none. Explain these different findings.

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Definitions:

Back-end Ratio

The back-end ratio measures a person's total debt payments as a percentage of their income, commonly used by lenders to assess borrowing capacity.

Pre-approved

An initial approval indicating a customer may qualify for certain loans or credit cards, usually based on a preliminary credit information review.

Gross Annual Income

Gross Annual Income refers to the total amount of income earned in a year before any deductions are made, such as taxes and retirement contributions.

Down Payment

An initial payment made when something is bought on credit, often expressed as a percentage of the total purchase price.