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John James Lent Mel Karras $8,000 to Open a Pottery

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John James lent Mel Karras $8,000 to open a pottery shop. Mel will repay John at the end of five years with interest, compounded quarterly, at 8%. How much will John receive at the end of five years?

Describe the significance of clinical assessments in identifying substance use disorders.
Understand the concept of relapse and strategies for prevention and intervention.
Understand the role of multicultural competencies in substance abuse counseling.
Understand the varied definitions and inclusive nature of intimate partner violence (IPV).

Definitions:

Temperature

a measure of the warmth or coldness of an object or substance with reference to some standard value.

Equator

An imaginary line around the middle of Earth, equidistant from the North and South Poles, dividing the Earth into the Northern and Southern Hemispheres.

Wind Directions

The direction from which the wind originates, used to describe weather patterns and conditions.

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