Equity Loan Rates A survey of banks estimated the following probabilities for the interest rate being charged on a equity loan based on a 30-year loan,based on past records. 
-{Equity Loan Rates Narrative} What is the most common interest rate?
Definitions:
Retained Earnings Statement
A financial statement that summarizes the changes in retained earnings for a specific period.
Income Statement
A financial statement that provides a summary of a company’s revenues, expenses, and profits/losses over a specified period.
Stock Dividends Distributable
Shares to be issued to shareholders as part of a stock dividend, representing a portion of earnings not paid out as cash dividends.
Current Liabilities
Obligations or debts that a company must pay within a year from the date of the balance sheet.
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