Perform the indicated operations and simplify. 
Definitions:
Initial Investment
The initial amount of money spent to purchase an asset or start a project.
Annuities
Financial products that provide a series of payments over time, often used for retirement income.
Internal Rate
Often refers to the internal rate of return (IRR), which is a metric used to evaluate the profitability of potential investments.
Minimum Required
The least amount or level needed for a specific purpose, such as the minimum required investment or stock balance.
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